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Fair Lending in 2025: New Regulations, Examinations and Enforcement

Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching, and significant reputational damage to an institution. During this webinar, we will go through each of the regulations that fall under Fair Lending and take a look at the latest developments in regulatory compliance.Areas CoveredOverview of Fair LendingIllegal DiscriminationFive key regulations under Fair Lending Equal Credit Opportunity Act/Regulation BFair Credit Reporting ActTruth-in-Lending Act/Regulation ZHMDA/Regulation CUnfair, Deceptive or Abusive Acts or Practices (UDAAP)Who Should Attend Anyone in the following functionsComplianceLegalTechnologyWhy Should You Attend Are you as knowledgeable in the Fair Lending regulations? Do you know how they pertain to your role and responsibilities? Has your compliance program changed with the changes in regulations? Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching and significant reputational damage for an institution. During this webinar we will go through each of the regulations that fall under Fair Lending.

Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching, and significant reputational damage to an institution.

During this webinar, we will go through each of the regulations that fall under Fair Lending and take a look at the latest developments in regulatory compliance.

Areas Covered

  • Overview of Fair Lending
  • Illegal Discrimination
  • Five key regulations under Fair Lending
  • Equal Credit Opportunity Act/Regulation B
  • Fair Credit Reporting Act
  • Truth-in-Lending Act/Regulation Z
  • HMDA/Regulation C
  • Unfair, Deceptive or Abusive Acts or Practices (UDAAP)

Who Should Attend    

Anyone in the following functions

  • Compliance
  • Legal
  • Technology

Why Should You Attend

Are you as knowledgeable in the Fair Lending regulations? Do you know how they pertain to your role and responsibilities? Has your compliance program changed with the changes in regulations?  Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching and significant reputational damage for an institution. During this webinar we will go through each of the regulations that fall under Fair Lending.